Legal & Compliance 8 min read · April 19, 2026

Tax Deductions for Tradies: What You Can Claim in Australia

Tax time is one of the most expensive and stressful parts of running a trade business — but only if you're not claiming everything you're entitled to. Most tradies leave money on the table every year, not because they're doing anything wrong, but because they don't know what's claimable. Here's a practical guide to the main tax deductions available to Australian tradies in 2025–26.

Disclaimer: This article is general information only. Your specific circumstances vary — always confirm with a registered tax agent or accountant before lodging.

1. Tools and Equipment

Tools and equipment used for work are deductible. How you claim them depends on the cost:

Items under $20,000 can be immediately deducted in the year of purchase under the instant asset write-off (confirm current threshold with your accountant — this has changed in recent years)
Items over the threshold are depreciated over their effective life

This includes hand tools, power tools, test equipment, safety gear, ladders, compressors, and any equipment you use on the job.

Keep receipts. If you buy tools partly for personal use, you can only claim the work-use percentage.

2. Vehicle Expenses

Your work vehicle is one of your biggest deductions. You can claim:

Fuel
Registration
Insurance
Servicing & tyres
Loan interest
Depreciation

Two methods for claiming:

Method How it works Best for
Logbook method Keep a 12-week logbook to establish your work-use %, then apply it to all vehicle costs High work use — typically wins
Cents per km 67 cents/km in 2024–25, capped at 5,000km. No logbook required. Low mileage / simple claims
For most tradies driving 15,000–30,000km+ per year for work, the logbook method wins.

3. Work Clothing and PPE

You can claim clothing that is:

Protective (steel-capped boots, hi-vis, hard hats, gloves, safety glasses)
A compulsory uniform with your business logo
Occupation-specific and not suitable for everyday wear

You cannot claim plain work boots, generic jeans, or plain polo shirts — even if you only wear them for work. Laundry costs for claimable work clothing are also deductible.

4. Phone and Internet

If you use your phone and internet for work, you can claim the work-use percentage. For most tradies, this is 50–80% of their phone bill.

Keep records to support your claim — a month of call logs showing work vs personal use is usually enough to establish the percentage.

5. Licenses, Registrations, and Memberships

Deductible if required for your trade or business:

Trade licenses and renewals
Industry body memberships (Master Electricians, HIA, MBA, MPAQ, etc.)
Union fees
Professional subscriptions relevant to your work

6. Insurance Premiums

Business-related insurance premiums are deductible:

Public liability insurance
Tools and equipment insurance
Income protection insurance (if premiums are not paid through super)
Professional indemnity insurance
Vehicle insurance (as part of vehicle costs)

7. Software and Subscriptions

Any software used to run your business is deductible:

Job management software
Accounting software (Xero, MYOB, QuickBooks)
Estimating or takeoff tools
Cloud storage and communication tools used for work
Trade Track is 100% deductible. As job management software used exclusively for your business, every dollar you pay is claimable at tax time.

8. Training and Education

Training directly related to your current trade or business is deductible:

Trade courses and upskilling
Safety training and certifications
Business courses relevant to running your trade business

Note: courses to qualify for a new trade are generally not deductible — only those that maintain or improve skills in your current work.

9. Home Office

If you do admin work from home — quoting, invoicing, scheduling, bookkeeping — you can claim a portion of home running costs:

Fixed rate method: 70 cents per hour of work-from-home time (2024–25 rate)
Actual cost method: Claim actual additional costs (electricity, internet, etc.) based on the proportion of home used for work

Keep a record of hours worked from home.

10. Interest on Business Loans

If you've financed tools, a vehicle, or equipment for the business, the interest portion of those loan repayments is deductible. The principal repayment is not.

11. Accountant and Bookkeeping Fees

The cost of your tax agent, accountant, or bookkeeper for business-related work is fully deductible. This includes the cost of preparing your tax return and BAS.

What You Can't Claim

Common mistakes to avoid:

Fines and penalties — ATO penalties, council fines, parking fines for work travel are not deductible
Private travel — commuting from home to a regular workplace is generally not deductible
Personal expenses that happen to occur during work hours

Record Keeping

The ATO requires you to keep records for 5 years. For most deductions, you need a receipt, invoice, or bank statement. Apps like your job management software, accounting software, or even a folder of photos of receipts in your phone are all acceptable.

A good accountant will save you more than they cost — but they can only work with the records you give them.

Key Takeaways
  • Tools, equipment, and your vehicle are your biggest deductions — claim everything and keep receipts
  • The logbook method for vehicles typically returns higher deductions than cents per kilometre
  • PPE and trade-specific clothing is claimable; generic workwear is not
  • Software, phone, internet, insurance, and training are all deductible at their work-use percentage
  • Keep records for 5 years and use a registered tax agent who works with trade businesses

Most tradies claim less than they're entitled to. Get your records in order and let your accountant do the rest.

Keep your business records tidy all year — not just at tax time.

Trade Track tracks every job, quote, and invoice in one place — so when your accountant asks, the records are already there.

Start free trial →
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